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RISE The Movement Newsletter
Tanaha Hairston Personal Email Segmentation
Tanaha From RISE
June 16, 2023
I'm excited to share something special - the first newsletter from R.I.S.E. The Movement! We're on a mission to connect and empower women investors worldwide through education, collaboration, and impact investing.
I'd be honored if you could take a moment to read it. If it resonates with you, please consider sharing it with your network. Your support can help us make a big difference!
Here’s how you can share:
Forward this email to friends.
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Warmly,
Tanaha
 | Hello Smart Women, Let's make the most of 10 minutes of your time! The statistics speak for themselves: women outperform their male counterparts in investing. FACT! Not only that, but women are also twice as likely to invest in impact-based opportunities, contributing to a more sustainable world. Despite these facts, many women hesitate to invest due to a lack of confidence. That's precisely why we created RISE The Movement. Our Commitment: We are dedicated to educating and simplifying all types of investing for women. Whether you prefer investing solo, with an expert, or with a partner, we have you covered. A financially educated woman is empowered and protected, and we believe in investing for impact. For your own family,For the next generation,For the environment, |
Investing is a great way of growing your money. However, research highlights a gender disparity, with women being more inclined to save while men are more likely to invest. According to research, only 10% of women globally reported a full understanding of investing, and merely 28% felt confident in investing their money.
Taking control of your finances is essential for your and your family's future, giving you the freedom to make choices in the present. This is particularly critical when it comes to retirement. For instance, a study by the Institute for Fiscal Studies in the UK highlighted that women born in the 1930s had an annual gross private pension that was 60% lower than that of men born in the same decade. Presently in the US, women save 27% less for retirement than men.
Furthermore, data reveals that women prefer investments with positive environmental and social impacts. The same research estimated that if women invested at the same rate as men, an additional $1.87 trillion of capital would be available for Responsible Investing, as over half of the women expressed interest in using investments to influence business impacts on communities and the environment.
One may argue that the hustle and bustle of life could be a hindrance, and indeed, women often juggle various responsibilities including caregiving, administration, and emotional labor. Investing, however, could be a pathway to easing the burden.
The perception of risk is a significant factor. According to the research, only 9% of women had high or very high-risk tolerance, 49% had moderate, and 42% had low-risk tolerance, which could deter them from investing.
However, cautiousness can be advantageous. Evidence demonstrates that women traders tend to be more diligent and responsible compared to their male counterparts, who may sometimes allow competitiveness to cloud their judgment. Remarkably, at least three studies show that women traders outperformed male traders by a margin ranging from 0.4% to 1.8%.
REMEMBER, WHEN IT COMES TO INVESTMENTS LIKE STOCKS, BONDS, VENTURE CAPITAL, REAL ESTATE, IMPACT INVESTING, OR PRIVATE EQUITY, YOU HAVE TWO MAIN OPTIONS:
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NO MATTER WHICH PATH YOU CHOOSE, IT’S ESSENTIAL TO BE EDUCATED SO YOU CAN CONFIDENTLY INVEST FOR YOURSELF OR ASSESS THE PERFORMANCE OF YOUR INVESTMENT PARTNERS.
THIS WEEK, WE ARE FOCUSING ON THE BASICS:
THE “WHY” AND ONGOING “WHAT”
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WE’LL START WITH UNDERSTANDING WHY INVESTING IS CRUCIAL:
Even if you don't need passive income immediately, investing can help you leave a financial legacy for your children and align your money with your goals, such as products that serve the next generation and contribute to a better environment amidst climate change.
It's your call, but the point is that with education, you can invest in these meaningful aspects.
 Geraldine Weiss | DID YOU KNOW…? THE FIRST WOMAN TO START AN INVESTMENT ADVISORY SERVICE WAS GERALDINE WEISS (1926-2022). DESPITE BEING REJECTED BY FINANCE FIRMS, SHE STARTED HER OWN NEWSLETTER IN 1966. KNOWN AS THE ‘DIVIDEND DETECTOR’, HER RECOMMENDATIONS RETURNED 11.2% OVER A 30-YEAR PERIOD COMPARED TO A 9.8% FOR THE OVERALL MARKET. |
FINANCE IN THE NEWS
(we read so you don´t have to!):
AI overlords?
AI has been in the news, and it’s all pretty doom and gloom. We know there has to be better regulation when nearly half of AI researchers say there's a 10% chance of it destroying humanity.
But what’s the upside? In finance, AI can deliver a faster and more personalized service (popular with consumers), help risk management and analysis, be better at catching fraud, encourage new finance players and cut admin.
Technology truly is the sweet and sour of human progress.
Politics matters for finance
Congress has agreed (314-117) to suspend the $31.4 trillion borrowing limit until January 2025, preventing a default, after Biden and House Republican Speaker Kevin McCarthy reached a deal.
Fitch had placed the US’s AAA credit rating on ‘Rating Watch Negative’ because “increased political partisanship that is hindering reaching a resolution to raise or suspend the debt limit”. The US was brought to the brink because House Republicans want huge spending cuts while Democrats wanted a ‘clean’ bill. With the deal, federal spending will be cut by $1.5 trillion over a decade, while sparing many federal spending programs from damaging cuts.
Sovereign Credit Ratings matter because it impacts investor confidence in a country. Downgrading can cause a severe recession, a possible global crash, and ultimately affect all citizens of the US and the world.
It's hard to get a consensus when the country is so divided. We’re glad a crisis has been averted…this time.
WEEKLY TIP FOR WOMEN ALWAYS, ALWAYS ASK FOR WHAT YOU WANT! You will not get what you do not ask for. Especially true for women and minorities. There is a lot of research that shows we do not negotiate enough for what we want. |  |
Next Week's Sneak Peek:
Are you intrigued by the idea of investing in real estate? Well, you're in luck! Next week, we'll be demystifying the world of real estate investing.
@risethemovement
www.risethemovement.com