RISE & Shine!

It's another great day to learn about investing for impact!

Happy Friday ladies,

I have a question: What is holding you back from investing your money? Maybe you're unsure of where to start or simply don't know what opportunities are available to you. I totally get that. Your money is hard-earned, and where you put it matters.

That's why, here at RISE The Movement, we focus on putting our money in investments that will grow our wealth while contributing to causes that matter the most to you.

Last week, we covered the 'what' behind impact-based real estate investing. In this week's newsletter, we're diving into the 'how'. From knowing how to spot an impact-based deal to how to make your first impactful investment.

Grab a drink, settle in, and let's make the world of investing feel a little less intimidating and a lot more fun!

- Tanaha, Chief Empowerment Officer at R.I.S.E. The Movement

MARK YOUR CALENDAR

Women And Wealth: Building Legacy Across Generation

Join RISE The Movement for our first in-person event! This workshop will feature guest speakers to discuss various topics on how to prepare the next generation with financial literacy.

How to Discover Impactful Investment Opportunities Tailored for Wise Women

Lets explore two examples of investment opportunities focused on making a positive impact, designed specifically for women who've diligently saved for their future.

These illustrations will help you grasp the essence of identifying impactful investment options. These opportunities empower you to participate in projects that prioritize sustainability and community betterment, all while ensuring a fruitful return on your investments.

• Investment Option A: Through a strategic partnership with the state housing authority, Investment Option A offers a unique chance to invest in properties where 50% of the units are rented at reduced rates, in exchange for property tax benefits. This investment not only contributes to the creation of affordable housing but also brings substantial advantages to you as a savvy investor.

• Investment Option B: This Real Estate Investment Trust (REIT) is committed to improving living conditions for residents. In collaboration with the Healthy Apartment Property Initiative (HAPI), it goes the extra mile by providing free meals for children in after-school programs and organizing valuable health and education sessions for residents and their families. Those residing in lower-income apartment units have the opportunity to benefit from classes covering health education, fitness, gardening, and nutrition.

Take the first step towards exploring these impactful investment opportunities that align with your financial goals and values.

Schedule a call with the RISE The Movement team to learn more about how to become an accredited investor and to explore investment options available in your local area. Your savings can now make a difference while securing your financial future.

JOIN THE R.I.S.E. THE MOVEMENT COMMUNITY!

When you sign up to become a member of R.I.S.E. The Movement, you gain access to dozens of educational tools including courses, blogs, live and virtual events, insights from expert investors, and a community of women investors just like you ready to support and encourage you along your investment journey!

Preparing To Make Your First Impact-Based Real Estate Investment

Making your first impact-based real estate investment is an exciting step in growing your investment portfolio. Here’s a quick guide to help you figure out if you’re ready to make your first, or next, move in real estate.

1. Know How To Spot An Impact-Based Deal: Get familiar with terms like ESG (Environmental, Social, and Governance), equitable housing, and sustainable builds. Knowing these terms will help you identify genuine opportunities for impact.
   

2. Build Your Network: Connect with other women who are also on the lookout for their next impact-based investment opportunity. Meet with women leading these syndications, attend conferences, and expand your network on social media. Being a part of the RISE The Movement community gives you a chance to learn and connect with other women who share your goals.

3. Prepare To Invest: Private real estate syndication typically offers passive income in the range of 7-10%, with target double-digit returns on investments. Additionally, it allows investors to benefit from tax advantages through depreciation. For RISE, our focus lies on the impact-based REIT space, where you have the opportunity to make a meaningful difference through your investment. Engaging with a fund manager can assist you in identifying income streams for your investment, and it all begins with a simple phone call. Let's start the conversation, and from there, we'll be delighted to connect you with the right resources.

SUPERWOMAN SPOTLIGHT

Melissa Alexander is a Partner at Foundry Commercial who has broken barriers in the commercial real estate field with over 16 years of experience, including being the only female broker and partner at her Cushman & Wakefield affiliate.

Recognized as a trailblazer, she consistently features as one of the top Commercial Real Estate Influencers and has initiated transformative dialogues in the industry through #CREchat on social media. Alexander has completed transactions valued over $200 MM in three years, earning titles like 2020 GlobeSt.com Woman of Influence and 2022 GlobeSt.com Industrial Influencer, and being a vital voice for women at national conferences.

FINANCE IN THE NEWS

This Week At a Glance

• Mortgage rates reached a 23-year peak this week at 7.31%. However, Dave Ramsey believes it's a good time to buy a home, as long as you're debt-free.

• A study by ResumeLab found that 83% of Gen Z workers tend to job-hop, a strategy shown to increase your salary faster than waiting for a raise.

• Minnesota has passed a law mandating personal finance courses for graduation, which will go into effect in 2027.

• While Congress averted a government shutdown this week, the stock market still experienced a decline.

Millennials Will Have A Better Retirement Than Their Parents

Millennials are on track to be better prepared for retirement than both Boomers and Gen X. This is mostly due to the fact that contributing to a 401(k) plan is now a default contribution at most jobs, as opposed to previous decades when Boomers and Gen X were waiting until later in their careers to begin saving for retirement.

While many millennials are still not able to afford a home, according to Vanguard they are on track to replace 60% of their pre retirement income with Social Security and their retirement savings. The previous generations are on track to replace about half of their pre retirement income. Studies consistently show that each new generation is getting better and better at saving for their retirement.

Next Week’s Sneak Peek:

Next week we are helping you set your impact-driven investment goals, from developing a customized plan, to defining your personal values around investing your money!

@risethemovement

www.risethemovement.com

Regardless of whether you are scared to take the first step or you are ready to dive right in, there's an Investment strategy perfectly suited for you.

At R.I.S.E we are committed to guiding and supporting women investors at every stage of their investment journey because we believe the key to success lies in education and informed decision-making

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