RISE & Shine!

It's another great day to learn about investing for impact!

Happy Friday ladies,

Did you know that, statistically, women are very smart investors and often more successful than men? Yet, more than half of us still aren’t investing.

A recent survey by GOBankingRates found that 57% of women are not actively investing in 2023, and 10% say it's because they simply don't know how. Here at RISE, we are working to change that.

For many women looking to grow their net worth, jumping into real estate is often the first big move they’re looking to make. After all, it’s well known that a majority of wealthy people used real estate to get there.

In this newsletter, we are introducing the concept of impact-based real estate investing, and how to spot a good impact-focused opportunity! We are on a mission to empower women financially and socially through collective impact investing, and we're happy to have you be a part of our growing community!

- Tanaha, Chief Empowerment Officer at R.I.S.E. The Movement

MARK YOUR CALENDAR

Women And Wealth: Building Legacy Across Generation

Join RISE The Movement for our first in-person event! This workshop will feature guest speakers to discuss various topics on how to prepare the next generation with financial literacy.

Why Focus On Impact-Based Investing?

Impact-based investing is all about balancing profits with purpose, without having to give up either. It could mean putting money into a company, fund, or startup that's committed to making measurable social or environmental improvements.

In real estate, this could mean investing in projects that focus on sustainable buildings or promote community engagement and fair housing. After all, studies show that women are more likely to put their money towards investment opportunities that do good for society and the environment.

JOIN THE R.I.S.E. THE MOVEMENT COMMUNITY!

When you sign up to become a member of R.I.S.E. The Movement, you gain access to dozens of educational tools including courses, blogs, live and virtual events, insights from expert investors, and a community of women investors just like you ready to support and encourage you along your investment journey!

How Real Estate Syndications Make An Impact

If you’re drawn to making your first real estate investment with a focus on impact, there are plenty of real estate syndications out there to help you do it. Quick reminder: a real estate syndication is when multiple investors pool their resources to fund a larger real estate project.

Here are some ways real estate syndications are making a difference, along with a few we love here at RISE The Movement:

• Green or Sustainable Builds: Green builds are all about being friendly to the environment and efficient with resources during construction, operation, and maintenance. These projects are big on renewable energy, sustainable materials, and energy-saving technologies.

• Community Development Efforts: Community development is about improving neighborhoods, building social ties, and enhancing life for residents. This could mean affordable housing projects, communal spaces, and improved local infrastructure.

• Social Equity Initiatives: These initiatives focus on promoting social justice and equality within communities. They aim to address and fix disparities in areas like housing, education, and employment opportunities, ensuring that benefits are distributed fairly across all community members.

• Health and Well-being Enhancements: Some syndications are putting a spotlight on resident health and well-being by incorporating amenities and programs that promote healthier lifestyles, such as green spaces, fitness centers, wellness programs, and access to healthcare services. This also includes offering educational classes such as health, fitness, and nutrition.

SUPERWOMAN SPOTLIGHT

Kenisha Robnett has become a strong advocate for women of color in real estate as the Executive Vice President at RE/MAX Platinum Access. In 2020, she secured Globestreet’s Woman of Influence: Broker of the Year in Tenant Rep award and received the Connect Media Woman in Real Estate Award in 2019.

She also became one of the first Black women to be a Certified Commercial Investment Member instructor, setting a precedent for those outside the typical realtor profile.

“If you want to see real change, be an advocate who helps to remove these obstacles,” says Robnett.

FINANCE IN THE NEWS

This Week At a Glance

• After the latest meeting on September 20th, the Federal Reserve has elected to keep interest rates steady for the time being, while indicating that there will likely be one more rate hike before the end of the year.

• President Biden is pushing for a new proposal that will bar consumer credit companies from including medical debt on credit reports. The proposal, which is being considered by the Consumer Financial Protection Bureau, would help the nearly 20% of Americans who report having medical debt.

• The US government is preparing for a potential shutdown starting on October 1st if Congress fails to provide funding for the fiscal year. Here is a guide to what would stay open and what would close down in the event of a government shutdown next week.

• Housing market experts say the first week in October could be the best week to buy a new home in 2023. Historically, this week gives buyers more options with less competition, and purchasing a house this time of year could save you around $15,000 when compared to busier buying seasons.

America Is Maxed Out On Credit Cards

Americans now owe over $1 trillion on credit cards alone. According to a new report from the Federal Reserve Bank of New York, credit card debt rose 5% last quarter to a total of $1.3 trillion, a new record high.

Credit card usage declined dramatically during the pandemic, and while delinquency rates still remain low, financial experts are concerned about what this new level of debt will mean for student loan borrowers who are preparing to resume payments in the coming weeks.

A separate report from Bankrate shows that not only are people carrying higher balances, they are also carrying more debt from month to month and accruing more interest. This is tough news to swallow when credit card interest rates are also sitting at an all-time high, nearly more than 20% on average.

Next Week’s Sneak Peek:

Next week we are continuing the conversation around impact-based real estate investing by showing you examples of impact-focused REITS and offering a step by step guide on how to make your first investment!

@risethemovement

www.risethemovement.com

Regardless of whether you are scared to take the first step or you are ready to dive right in, there's an Investment strategy perfectly suited for you.

At R.I.S.E we are committed to guiding and supporting women investors at every stage of their investment journey because we believe the key to success lies in education and informed decision-making

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