šŸŒŸNew Impact Insight - 24 August 2024

Benefits of Impact Investing

Together We RISE: Rewarding Investments through Smart Education

Hello RISE Impact Enthusiasts,

Unlocking New Impact Opportunities: Whatā€™s Ahead for You

Welcome to a new week full of opportunities to make your investments matter even more! This community is growingā€”now 8,750 strongā€”and Iā€™m thrilled to have each of you here. Whether you're just starting out or are a seasoned impact investor, the possibilities in our space are expanding rapidly.

Last week, our Impact Circle made powerful strides by sharing an energy fund with with passive income dividends, with modest initial starting investment of $100, spotlighting a Canadian impact fund that backs some of the most transformative companies, and highlighting a woman-owned real estate fund that invests in trailer communities, building financial education from the ground up for the entire community.

Looking ahead, thereā€™s even more in store. Next week, Iā€™m excited to unveil our brand-new community platform, designed to connect you with a curated ecosystem of impact investment opportunities and the resources you need to assess them with confidence.

As always, let's share this valuable knowledge of values aligned investing with our loved ones, including our children (it's never too early to start!), friends, and broader community. With that said, let's explore this weekā€™s impactful opportunity.

TEACHING IMPACT INVESTING

Family Impact Investment Discussions

The Basics of Impact Investing: Making Your Money Matter

Investing isn't just about growing your wealthā€”it's about making a difference. Impact investing is your opportunity to align your financial goals with your values, creating a positive ripple effect in the world.

What is Impact Investing?
Impact investing combines financial returns with positive social or environmental impacts. It's about putting your money into companies, organizations, and projects that seek to solve pressing global issues like climate change, poverty, and inequality. Unlike traditional investments that focus solely on profit, impact investing prioritizes measurable social and environmental outcomes alongside financial performance.

Practical Examples:

  • Renewable Energy Projects: Investing in companies developing solar or wind energy contributes to a sustainable planet. For instance, the growth in green energy startups is driving innovation and making renewable energy more accessible(

    DealMaker | Raise Capital Online

    ).

  • Affordable Housing: By investing in funds that build affordable housing, you help provide safe, stable homes for low-income families, directly combating homelessness and improving community well-being.

  • Female-Led Businesses: Supporting women entrepreneurs through impact investing not only drives gender equality but also fosters job creation and innovation across various industries.

The Takeaway:
Impact investing lets you use your savings to support causes you care about while still earning a return. Whether it's clean energy, education, or gender equality, there's a way to invest that aligns with your values.

The Benefits of Impact Investing: Why Itā€™s Worth Considering

You've worked hard, saved wisely, and now it's time to let your money do more than just growā€”itā€™s time to let it make a difference.

Why Impact Investing?
Impact investing isn't just a feel-good strategy; itā€™s a smart way to balance financial returns with social responsibility. Hereā€™s why more women are choosing to invest with impact:

1. Align Your Money with Your Values:
"Impact investing is about putting your money where your heart is," says Catherine Crystal Foster of Rockefeller Philanthropy Advisors. It's an ideal way for investors to ensure their portfolios reflect their personal values and beliefs(Kiplinger.com).

2. Potential for Competitive Returns:
Contrary to popular belief, impact investing doesnā€™t mean sacrificing returns. In fact, many impact investments perform on par with traditional investments. "Most impact investors are seeking competitive market-rate returns, and they are increasingly seeing their expectations met," according to the Global Impact Investing Network(Kiplinger.com).

3. Drive Positive Change:
Impact investing gives you the power to support initiatives that matter to you, from fighting climate change to promoting social justice. "Itā€™s incredibly empowering to know my investments are contributing to solutions rather than problems," shares Rina Arline of Bank of America(

The Takeaway:
Impact investing offers a unique opportunity to grow your wealth while making a tangible difference in the world. With the right guidance, itā€™s a win-win for your financial future and the causes you care about.

Fair Trade Certifiedā„¢ Apparel Manufacturing

Iā€™m excited to share details about a company whose innovation I truly admire. My goal is to highlight the key factors you might consider when deciding whether to invest in such a business. These discussions are intended to help our families develop an investorā€™s mindset. While Iā€™m not disclosing the companyā€™s name here since it is currently fundraising, please reach out to us if youā€™re interested in an introduction. The primary focus here is on education

šŸŒŸ Fair Trade Certifiedā„¢ Apparel Manufacturing Opportunity šŸŒŸ

šŸ“ Why Consider This Opportunity?
This is Africa's first and leading Fair Trade Certifiedā„¢ apparel manufacturing company, specializing in value chain management for high-volume, time-sensitive, duty-free goods for top American clothing brands, trading companies, and other importers. The company is committed to a future where producers and consumers are aligned in making economic choices that eradicate poverty, steward the environment responsibly, and empower workers through the fair exchange of quality goods and services.

šŸš€ Mission:
As a pioneer in Fair Trade Certifiedā„¢ apparel manufacturing, the company provides economic opportunities for women. Their monogramā€™s ten stars symbolize a commitment to both Biblical tithing and supporting 10 charities that advance freedom and justice globally.

ā™»ļø Impact Goals:

  • Streetwear Brand Impact: Each purchase from their streetwear brand donates school uniforms to children, with every item made in Africa.

  • Recycling Program: Customers can send back old swimsuits for a 30% discount on their next purchase, promoting eco-friendly practices.

šŸ’° Funding:
The company secured US$650ā€Šk in total debt funding in January 2023 from notable investors, including Pershing Square Foundation, Liberty Friedman, Sorenson Impact Foundation, and Josh Mailman. They are currently raising a Seed round of $1.2ā€Šm, targeting a close in September 2024, and seeking investors for a convertible security (e.g., SAFE).

Notes**SAFE (Simple Agreement for Future Equity), converts into shares of the company under certain conditions, typically during a future financing round or a specific event like an acquisition.

šŸ‘©ā€šŸ’¼ Female Leadership:
25% of the company's directors and 90% of its employees are women, emphasizing a strong commitment to gender equality.

šŸ’” Considerations:
This ethical apparel company focuses on sustainable and socially responsible fashion. Potential investors should carefully evaluate the companyā€™s mission, business model, market position, and financial outlook.

šŸ·ļø Tags:
#GenderEquality #ResponsibleProduction #ClimateAction #Employment #EconomicInequality #EqualOpportunity #WomenEmpowerment #InnovationforImpact #CommunityDevelopment #Environment #ResourceEfficiency

Questions to consider:

  1. How does the company measure its social and environmental impact, and what are the key metrics or achievements in these areas?

  2. What are the main trends driving consumer demand for ethical fashion?

  3. What is the companyā€™s customer satisfaction rate, and how does it address customer feedback or concerns?

  4. How does the company leverage digital channels, social media, and influencers to build brand awareness and drive sales?

  5. What are the key risks to the companyā€™s financial stability?

Look around at the real estate and businesses out thereā€”there are ones that prioritize making the world better for you and your generation, and some that don't. We want to support those that prioritize these principles. We look for solid plans with great people leading.

P.S. Whenever youā€™re ready here are a few ways for us to work together:

  1. RISE The Movement Impact Circle:

    Join the RISE The Movement Impact Circle, a network where we collaborate, learn, and dive into vetted, exclusive, private, impact investment opportunities. We share two opportunities from businesses, funds, and real estate - all impact presented by women to women. Next monthly meeting - September 10th. Ready to be a part of this circle of change-makers? Join Us. 

  2. Impact Investing Education Program:

    Not ready to invest? Begin the world of impact investing with our 12-week Impact Investing program, designed for women who want to make a difference.

  3. Partner with RISE the movement:

    Do you share a commitment to making a positive impact? Our RISE community is a vibrant mix of entrepreneurs, investors, and finance professionals. While our individual values may differ, our shared belief in investing for a better tomorrow unites us. We invite you to collaborate with us and showcase how your organization can empower us to excel in impact investing. 

    Together, we're not just investors; we're changemakers.

    Until next week, keep making an impact!

    Warmly,

    Tanaha

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@risethemovement

www.risethemovement.com

At R.I.S.E (Rewarding Investments Smart Education) we are committed to educating and providing community for women investors at every stage of their impact investment journey. We believe the key to success lies in education, informed decision-making, and using investments to make an impact.
Disclaimer:R.I.S.E. the Movement is an educational platform designed to provide informative resources and foster discussions related to personal finance and investing. We are not registered financial advisors, and the content presented on our platform should not be construed as investment advice. Any information shared or discussed on this platform is for educational purposes only and should not be considered as a substitute for professional financial advice. It is important to conduct thorough research and consult with a qualified financial advisor or professional before making any investment decisions. R.I.S.E. the Movement does not guarantee the accuracy, completeness, or reliability of the information provided, and shall not be held responsible for any actions taken based on the content presented. By engaging with R.I.S.E. the Movement, you acknowledge and agree to release the platform, its creators, and contributors from any liability arising from your use of the information provided.