Together We RISE: Rewarding Investments through Smart Education

Hello RISE Impact Enthusiasts,

Welcome to this week's newsletter from our private impact investment community. I hope this finds you well and navigating life's twists and turns with grace.

Personal Note: This week has been a rollercoaster. My son, freshly off to college, came down with strep throat in his first week away. Suddenly, I found myself playing remote telemedicine doctor, coordinating Urgent Care visits from afar. Poor kid - every time he calls, I'm reminded how new and overwhelming this independent life is for him. College baseball and finding his first Finance and Accounting classes more challenging than expected. It's a stark reminder that our children's journey to adulthood is rarely smooth, but always an opportunity for growth - for them and for us.

What I'm Listening To: Exciting news from our community! Our very own Heather from ScopeFour Capital has been featured on the Invested in Climate podcast. She shares valuable insights on investing in public climate companies.

🎧 Listen Now: Investing in Public Climate Companies with ScopeFour Capital (Ep. 93)

This episode is a must-listen for anyone interested in the intersection of climate action and public market investing. Heather's expertise shines through as she discusses strategies for identifying and investing in companies making a real difference in the fight against climate change.

Kudos to Heather for spreading the word about impact investing in the public markets!

Don't Miss This Week: Tune In: Rebecca from EcoHyde Live Stream: https://streamyard.com/watch/35Ee5DYpcEcy

New to investing in private businesses or looking to start? Join us as Rebecca and I break down 5 tricky concepts (in a conversational way) in private investing:

1. Convertible Notes

2. Valuation

3. Cap Tables

4. Term Sheets

5. Dilution

EcoHyde's Impact: Turning 80% food waste into luxury leathers

This is a fantastic opportunity to dive into the nuts and bolts of direct investing while exploring a company with remarkable impact potential.

Impact Circle Update: Our recent meeting was a hit!

• Breakout sessions were a particular success

• You all enjoyed hearing directly from founders

• Water Equity's presentation was especially timely, with one of our members having just returned from seeing their work firsthand

Spotlight: Impact Assets’ Blending Billions This week, I want to share some insights from a recent Agents of Impact call on "Blending Billions." I share my notes below.

Remember, we're all on this journey together. Whether it's navigating personal challenges or exploring new frontiers in impact investing, our community is here to support and inspire each other.

As always, let's share this valuable knowledge of values aligned investing with our loved ones, including our children (it's never too early to start!), friends, and broader community. With that said, let's explore this week’s impactful opportunity.

TEACHING IMPACT INVESTING

Family Impact Investment Discussions

My Notes from ImpactAssets, ‘Blended Finance: Scaling Impact and Catalyzing Billions’

First, I will speak Finance. Second, I will summarize like I am speaking to my older teens.

Recent developments in blended finance show promising signs of scaling up impact investing:

1. Larger deals emerging: We're seeing more billion-dollar blended finance funds. This scale attracts institutional investors.

2. Innovation in structure:

   • First-loss capital (often 10-20%) from development banks or public entities

   • Guarantees from foundations or insurance companies

   • Foreign exchange hedging mechanisms

3. Institutional investors taking the lead: Major players are initiating blended finance funds, not just participating.

4. Focus on climate: Adaptation and mitigation in emerging markets are key themes, with infrastructure as a common investment target.

5. Development Finance Institutions (DFIs) evolving: Taking on more catalytic roles to mobilize private capital.

6. Gender lens integration: Funds are incorporating gender criteria

   Now, let’s explain it super simply -

   Bigger money is finally flowing into impact investing in a new way. Large investors and banks are teaming up with governments and charities to create huge funds - we're talking billions of dollars. These funds mix different types of money to make risky investments safer, especially in poor countries or for climate projects.

   The cool part? This is helping to solve big problems while still making money. It's like everyone is pitching in a little bit to make it work. Banks get to invest in new places, governments and charities help reduce the risk, and important projects get funded.

   This approach, called 'blended finance,' is growing fast. It's not perfect yet, but it's showing that we can use clever financial tricks to do good in the world and still make a profit. It's a win-win that might change how we tackle global challenges.

._{*Please, it is never too early to share these differentiations with others so we are all educated together allowing us all to have an investor mindset. If you need lists or access to any of the above reply back and we will support with our database.}

🌟 Debt Validation Fund Opportunity: Investment in Short-Term Accounts Receivable Contracts 🌟

Why This Fund?
Shared by a RISE community member, this fund focuses on helping first responders resolve credit card and other consumer debts through a legal process.

Mission
Through legal avenues, the fund works to help consumers invalidate their debts, removing them from credit reports and absolving the individual of repayment obligations.

Impact Goals

• A $5 million investment could cover approximately 3,333 contracts, each generating $250 in payments, leading to an estimated $833,333 in monthly revenue.

• A $5 million investment is expected to generate $20 million in receivables, with an estimated $16 million in collectible debt.

• The fund operates on a 3-year, quarterly payment schedule, with no prepayment penalties.

Funding Overview

• Investment Range: $250,000 minimum to $50,000,000 maximum, based on available pools of accounts receivables.

• Returns: 20% annualized return, with a total projected return of 60% over the investment period.

• Security: Investments are secured by accounts receivables, typically valued at approximately 30% of the collectible receivables.

Leadership and Purpose
Co-founded by a woman, an advocate for passive income and a successful hedge fund owner, the fund also supports social causes.

Key Questions to Evaluate:

1. What criteria does the fund use to evaluate potential acquisitions of distressed consumer debt portfolios?

2. What challenges have similar funds encountered, and how have these been mitigated?

3. What safeguards are in place in case debt recovery or validation efforts fall short?

4. How does the fund diversify its portfolio to manage and reduce risk?

Tags: #WomenEmpowerment #EqualOpportunities #SocialJustice #CommunityDevelopment #ImpactInvestment

• 👉 Login To View Company Name & Listing & Returns👈

Look around at the real estate and businesses out there—there are ones that prioritize making the world better for you and your generation, and some that don't. We want to support those that prioritize these principles. We look for solid plans with great people leading.

P.S. Whenever you’re ready here are a few ways for us to work together:

1. RISE The Movement Impact Circle:

   Join the RISE The Movement Impact Circle, a network where we collaborate, learn, and dive into vetted, exclusive, private, impact investment opportunities. We share two opportunities from businesses, funds, and real estate - all impact presented by women to women. Next monthly meeting - October 8th. Ready to be a part of this circle of change-makers? Join Us. 

2. Impact Investing Education Program:

   Not ready to invest? Begin the world of impact investing with our 12-week Impact Investing program, designed for women who want to make a difference.

   Together, we're not just investors; we're changemakers.

   Until next week, keep making an impact!

   Warmly,

   ^Tanaha

@risethemovement

www.risethemovement.com

At R.I.S.E (Rewarding Investments Smart Education) we are committed to educating and providing community for women investors at every stage of their impact investment journey. We believe the key to success lies in education, informed decision-making, and using investments to make an impact.

_{Disclaimer:R.I.S.E. the Movement is an educational platform designed to provide informative resources and foster discussions related to personal finance and investing. We are not registered financial advisors, and the content presented on our platform should not be construed as investment advice. Any information shared or discussed on this platform is for educational purposes only and should not be considered as a substitute for professional financial advice. It is important to conduct thorough research and consult with a qualified financial advisor or professional before making any investment decisions. R.I.S.E. the Movement does not guarantee the accuracy, completeness, or reliability of the information provided, and shall not be held responsible for any actions taken based on the content presented. By engaging with R.I.S.E. the Movement, you acknowledge and agree to release the platform, its creators, and contributors from any liability arising from your use of the information provided.}