🌟New Impact Insight - 17 August 2024

Together We RISE: Rewarding Investments through Smart Education

Hello RISE Impact Enthusiasts,

Thank You!

A heartfelt thank you to the 8,750 of you who are part of this newsletter community! Your continued support and engagement mean the world to me.

I had the honor of speaking at the Family Office List Masterclass, where I shared insights on how to build a diverse impact portfolio. If you missed it, you can watch the webinar here.

Additionally, I attended an ImpactAlpha webinar titled "Navigating the New Legal Landscape for Impact Investing," which provided valuable insights into the shifting policy environment and its implications for impact investors.

Exciting News!

Next week, we're launching our new community platform where you'll have access to an ecosystem of impact investment opportunities, along with the education needed to analyze them effectively.

As always, let's share this valuable knowledge of values aligned investing with our loved ones, including our children (it's never too early to start!), friends, and broader community. With that said, let's explore this week’s impactful opportunity.

TEACHING IMPACT INVESTING

Family Impact Investment Discussions

The Benefits and Practicalities of Impact Lending

Passive Income: The main financial benefit of impact lending is the passive income from interest payments on loans. Borrowers repay the principal plus interest, providing a steady income stream for the lender throughout the loan term. If you seek passive income & impact here is an example.

Practical Example:

  • Investment Portfolio: You decide to allocate $100,000 to impact lending, distributing it as follows:

    • $25,000 in microfinance loans to women entrepreneurs in developing countries.

    • $25,000 in loans to a CDFI supporting small businesses in low-income communities.

    • $25,000 in green loans for renewable energy projects.

    • $25,000 in social impact bonds funding education programs.

Expected Outcomes:

  • Microfinance loans empower women to start and grow businesses, reducing poverty and promoting gender equality.

  • CDFI loans help small businesses thrive, boosting local economies and creating jobs.

  • Green loans support renewable energy projects, contributing to environmental sustainability.

  • Social impact bonds improve educational outcomes, leading to long-term societal benefits.

Why This Approach Works

  1. Aligning with Values: Impact lending allows you to support causes you believe in, making a positive difference while earning returns.

  2. Managing Risk: Diversifying your loans across various sectors and projects helps manage risk and ensures a balanced approach.

  3. Positive Impact: Even if some loans don't achieve their financial targets, the social and environmental benefits can be invaluable, creating a legacy of positive change.

Getting Started If you're ready to explore impact lending, start by defining your values and researching opportunities that align with your goals. Partnering with experts and diversifying your portfolio can help you navigate this rewarding investment strategy. Remember, impact lending is about more than just financial returns—it's about making a meaningful difference in the world.

Next week we will share a practical example… of how this works tactically…

Innovative Textile Recycling Initiative

I’m excited to share details about a company whose innovation I truly admire. My goal is to highlight the key factors you might consider when deciding whether to invest in such a business. These discussions are intended to help our families develop an investor’s mindset. While I’m not disclosing the company’s name here since it is currently fundraising, please reach out to us if you’re interested in an introduction. The primary focus here is on education

🌟 Recycling Cotton Garment Waste to Create Premium, Renewable Fiber 🌟

📍 Why It Matters: This initiative involves a revolutionary fiber technology that transforms old clothing into new, high-quality raw materials. By collaborating with brands, fiber producers, and mills, this technology creates and licenses fiber formulations that offer unique performance and environmental benefits.

🚀 Mission: The engineered fibers address some of the most significant challenges facing the industry today, including textile waste, resource consumption, and environmental degradation.

♻️ Impact Goals: The initiative provides an environmentally friendly alternative to the most in-demand fibers globally—cotton, polyester, and rayon. These fibers are increasingly being adopted by leading brands and retailers.

💰 Funding: The project has raised $15M in Series B Financing to scale its fiber regeneration technologies.

🏆 Awards and Achievements: The World Economic Forum (WEF) has recognized this textile innovation as a Technology Pioneer in their 2024 cohort.

👩‍💼 Women Leadership: WomanCEO and a founding partner of the initiative. As a global textile product specialist and sustainable systems expert, she has a rich background in textile innovation, having worked with startups and large multinational corporations like DuPont, Target, Eddie Bauer, and Rethink Fabrics. Her mission is to ensure the long-term health and growth of the textile industry by managing resources sustainably.

💡 My Thoughts: This business model supports a circular economy by enabling the continuous reuse of textile fibers. It not only reduces waste but also creates a sustainable supply chain, appealing to environmentally conscious consumers and businesses. By recycling textile waste, the initiative significantly reduces the environmental impact of the fashion industry, including lowering carbon emissions, reducing water usage, and minimizing landfill waste, contributing to a more sustainable future. The technology can be applied across various sectors, including apparel, home textiles, and industrial applications, thereby broadening its market potential.

🏷️ Tags: #CreativeEconomy #NetZeroGoal #ResourceEfficiency #InnovationforImpact #SustainableMaterials #Environment #WomenLeadership #ClimateAction

Questions to Consider:

  1. How has the technology been developed and validated, and what are its proprietary features?

  2. How are raw materials sourced, and are they sustainably and ethically obtained?

  3. What strategies are used to maintain a competitive edge?

  4. What are the current and emerging trends in the textile and fashion industries that could impact this business?

Look around at the real estate and businesses out there—there are ones that prioritize making the world better for you and your generation, and some that don't. We want to support those that prioritize these principles. We look for solid plans with great people leading.

P.S. Whenever you’re ready here are a few ways for us to work together:

  1. RISE The Movement Impact Circle:

    Join the RISE The Movement Impact Circle, a network where we collaborate, learn, and dive into vetted, exclusive, private, impact investment opportunities. We share two opportunities from businesses, funds, and real estate - all impact presented by women to women. Next monthly meeting - September 10th. Ready to be a part of this circle of change-makers? Join Us. 

  2. Impact Investing Education Program:

    Not ready to invest? Begin the world of impact investing with our 12-week Impact Investing program, designed for women who want to make a difference.

  3. Partner with RISE the movement:

    Do you share a commitment to making a positive impact? Our RISE community is a vibrant mix of entrepreneurs, investors, and finance professionals. While our individual values may differ, our shared belief in investing for a better tomorrow unites us. We invite you to collaborate with us and showcase how your organization can empower us to excel in impact investing. 

    Together, we're not just investors; we're changemakers.

    Until next week, keep making an impact!

    Warmly,

    Tanaha

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@risethemovement

www.risethemovement.com

At R.I.S.E (Rewarding Investments Smart Education) we are committed to educating and providing community for women investors at every stage of their impact investment journey. We believe the key to success lies in education, informed decision-making, and using investments to make an impact.
Disclaimer:R.I.S.E. the Movement is an educational platform designed to provide informative resources and foster discussions related to personal finance and investing. We are not registered financial advisors, and the content presented on our platform should not be construed as investment advice. Any information shared or discussed on this platform is for educational purposes only and should not be considered as a substitute for professional financial advice. It is important to conduct thorough research and consult with a qualified financial advisor or professional before making any investment decisions. R.I.S.E. the Movement does not guarantee the accuracy, completeness, or reliability of the information provided, and shall not be held responsible for any actions taken based on the content presented. By engaging with R.I.S.E. the Movement, you acknowledge and agree to release the platform, its creators, and contributors from any liability arising from your use of the information provided.