RISE & Shine!

It’s Another Great Day To Learn About Investing!

Happy Friday ladies!

You have joined this community of women to learn how to invest, but have you spent time thinking about why you want to invest?

Maybe you're working towards building a retirement fund, or saving for your child's college education. Perhaps you want to build a second stream of income through real estate, or investing in a business. Knowing what you want to achieve, and in what timeframe, is an important step in shaping your investment strategy.

Every female investor has her own unique style and approach too investing, almost like a financial DNA. Understanding this 'Investment DNA' is key to planning a financial journey that aligns with your goals, your comfort level with risk, and your values.

In this newsletter, we are breaking down how to set clear financial goals and determine your own unique investment DNA. So happy to have you as part of our growing community!

- Tanaha, Chief Empowerment Officer at R.I.S.E. The Movement

MARK YOUR CALENDAR

Women And Wealth: Building Legacy Across Generation

Join RISE The Movement for our first in-person event! This workshop will feature guest speakers to discuss various topics on how to prepare the next generation with financial literacy.

What Are Your Financial Goals?

Make your financial goals clear and achievable. Whether they are short-term, like saving for a vacation or establishing an emergency fund, or long-term, like generating passive income for retirement.

Remember, each goal should be SMART: Specific, Measurable, Achievable, Relevant, and Time-bound.

Ask yourself:

• What level of passive income am I aiming for?

• What is my desired net worth?

• What is my tax strategy?

JOIN THE R.I.S.E. THE MOVEMENT COMMUNITY!

When you sign up to become a member of R.I.S.E. The Movement, you gain access to dozens of educational tools including courses, blogs, live and virtual events, insights from expert investors, and a community of women investors just like you ready to support and encourage you along your investment journey!

Decoding Your Investment DNA

Your Investment DNA is made up of several key elements: your financial goals, your risk tolerance, the time you can commit to your investments, your knowledge of different asset types, and the causes that matter to you most.

1. Time Commitment: Some investments, called active investments, require you to be hands-on as an active investor. Others, called passive investments, use more of a 'set it and forget it' strategy. So consider how much time you're willing to commit when choosing an investment strategy.

2. Asset Classes: The more you familiarize yourself with different investment options, or asset classes—whether its real estate, metals, bonds, or private equity—the better your investment decisions will be. Knowing more asset classes allows you to diversify your portfolio, which is a key tactic to how the wealthy invest.

3. Values and Impact Objectives: Setting your values and impact objectives is at the core of your investment DNA. We're not just looking for financial returns here; we want our investments to make a positive difference in the world. So think about the causes that matter to you and how you want to approach impact-based investing.

4. Risk Appetite: This is all about how much risk you're comfortable taking on. We want to break down the stereotype that women are risk-averse. Your risk appetite is really about being cautious and making informed decisions. When you pair education with collaboration, navigating risk becomes a lot more manageable and less intimidating.

Understanding these elements helps you crack the code to your unique Investment DNA! And remember, your Investment DNA isn't set in stone. Life changes, and so will your financial goals and strategies. That's why it's important to regularly check in and fine-tune your investment approach to make sure it still aligns with who you are and where you're going.

Knowing what motivates you to invest will allow you the freedom to explore impact-based investing opportunities.

SUPERWOMAN SPOTLIGHT

Theresia Gouw, recognized by Forbes as one of the "world's smartest tech investors," began her career in venture capital at Accel, where she made history as the firm's first female partner.

During her 15-year tenure at Accel, she made noteworthy investments in companies such as the real estate platform Trulia and the cybersecurity firm Imperva. In 2014, Theresia co-founded Aspect Ventures, a female-led venture capital firm, and later launched Acrew Capital in late 2019. Both firms have received backing from philanthropist Melinda Gates.

Through her company's $300 million Diversify Capital Fund, Gouw is committed to enhancing diversity among stockholders and board members, with nearly 70% of the fund's capital coming from women and people of color.

FINANCE IN THE NEWS

This Week At a Glance

• With so few homes for sale in today’s market, home-sale prices rose 4.5%, prompting a record-low in mortgage purchase applications.
  

• The Fed is set to meet again later this month, and experts say there’s an over 90 percent chance that they will vote against another rate hike.
  

• According to new federal data, Americans have never been wealthier as “US household wealth hit a record $154.3 trillion during the second quarter of this year.”
  

• Goldman Sachs lowered its estimated chance of a US recession over the next year to 15%, which is in line with the normal odds of a recession in any given year.

Introducing The Money Date: A Dual Purpose Date Night

Financial disagreements are said to account for 20-40% of all divorces. A new trend sweeping the internet is working to combat this statistic by implementing a fun new way to talk about money with your partner: The Money Date.

A Money Date is a date night planned with the specific goal of providing a safe space for you and your partner to talk about money. This Money Date night can be scheduled quarterly or monthly, depending on your goals as a couple and your money management methods. Many couples are setting the date night up to be an event they both look forward to, booking a reservation at a nice restaurant or pairing it with a new outfit.

“Advisers and relationship counselors say couples who go on regular money dates can better manage their spending, saving and investing. [...] Having regular open discussions about financial decisions in a fun and intimate way can help address any troubles before they become a source of resentment,” says Julia Carpenter.

Next Week’s Sneak Peek:

Keep an eye out for next week’s newsletter where we will cover how to recognize and overcome barriers to investing with impact!

Glossary:

SMART: A method of creating a financial and investing plan through Specific, Measurable, Achievable, Relevant, and Time-bound goals.

Investment DNA: Your financial goals, your risk tolerance, the time you can commit to your investments, your knowledge of different asset types, and the causes that matter to you most.

Impact Investing: Impact investing involves making investments in companies or funds with the explicit goal of generating measurable social and environmental impact alongside a financial return.

@risethemovement

www.risethemovement.com

Regardless of whether you are scared to take the first step or you are ready to dive right in, there's an Investment strategy perfectly suited for you.

At R.I.S.E we are committed to guiding and supporting women investors at every stage of their investment journey because we believe the key to success lies in education and informed decision-making

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